MetLife Auto & Home
The MetLife Auto & Home group insurance program offers many advantages...
- Special group rates and certain policy discounts, available in most states to qualified employees, employment tenure discounts and mature driver (where available).
- Choice of convenient checking account deduction with no interest charges or service fees. Also, direct billing, or mortgages billing are also available.
- A proprietary underwriting system that has more latitude to identify a premium that more closely reflects the individual's driving record. Our system is based on multiple rating levels known as "tiers." Where this tiered approach is used, we can offer auto insurance coverage to virtually all individuals, regardless of their driving records. Our system has rate tiers to accommodate preferred risks to true non-standard risks.
- The underwriting method allows individuals to move into better rate tiers at renewal as their driving records improve. Thus, MetLife Auto & Home's tiered system encourages and rewards safe driving.